What is KYC? KYC means “Know Your Customer”. It is a process by which banks or NBFCs obtain information about the identity and address of the customers. Know your customer...

What is EMI? EMI is short for Equated Monthly Installment is a fixed payment made by a borrower to a lender at a specified date in each calendar month. Equated...

What is a Bank Loan Rating? Bank Loan Rating is used by banks to determine risk weights concerning loan exposures, in line with the Reserve Bank of India’s (RBI’s) Guidelines...

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SMEs and MSMEs play a vital role in contributing to the growth of the Indian economy. They act as a pillar to the economy as they contribute to employment, exports,...

The underbanked is a characteristic of people or organizations who don’t have sufficient access to mainstream financial services offered by retail banks and consequently often deprived of banking services such...

Financial inclusion or inclusive financing is the process of making financial services available at affordable costs to an individual or a business, irrespective of net worth and size. Financial inclusion...