MSME Specific Loans
SMILE Scheme
Direct financial assistance for 25 Make in India sectors and Small Enterprises that are given priority.
SEF Scheme
Scheme for funding the acquisition of Plant & Machinery, by existing profitable enterprises looking for expansion.
STAR Scheme
Scheme for assistance for investment in the renewal energy sector.
4E Financing Scheme
Scheme for meeting the cost of capital expenditure for implementing the Energy Efficiency measures by an existing MSME unit.
General Purpose Term Loan
Scheme for setting up of a new MSME unit, or expansion of existing units or undertaking various marketing related activities.
TIFAC-SRIJAN Scheme
Scheme to encourage and promote the development of capabilities in MSMEs to innovate and to bring high-risk innovations to the market for opening up opportunities.
Working Capital Finance Scheme
Scheme with a few commercial banks to offer the working capital facility to MSMEs who approach them.
SIDBI Trader Finance Scheme (STFS)
Scheme designed for financial assistance to MSME Retailer/ Wholesalers.
Retail Loan Scheme for Trade Finance (RLS)
Scheme for Retail Traders and wholesaler for their business expansion made Retail Loan Scheme for Trade Finance.
MSME Receivable Finance Scheme (RFS)
Scheme for Existing MSMEs who has exposure with SIDBI to avail a top-up loan for immediate requirement.
INLC & Guarantee Scheme
Scheme to mitigate the problem of delayed payments to MSMEs with respect to their credit sales to large purchase companies.
TULIP Scheme
Scheme to help MSMEs by offering Letter of Credit & Bank Guarantees, thereby covering the entire gamut of financing requirement by an MSME.
OEM Equipment Finance Scheme
Scheme for MSMEs engaged in Manufacturing and Service sector.
SIDBI loan for Purchase of Equipment for Enterprise’s Development (SPEED) Scheme
Scheme with extended funding option for existing MSMEs engaged in manufacturing with a lower margin.
SPEED Plus Scheme
Scheme for higher funding requirement to deserving MSME units for procurement of machinery.
SAFE Scheme
Scheme to help finance existing MSMEs who are manufacturing products or providing any services directly related to fighting Corona Virus.
SAFE – Plus Scheme
Scheme for assisting agencies nominated for the purpose of assisting those manufacturing products or providing any services directly related to fighting Corona Virus (Covid-19).
Covid-19 Startup Assistance Scheme (CSAS)
Scheme to provide assistance to innovative startups that have demonstrated the ability to adapt to economic impact resulting from Covid-19 and ensured its employees safety and financial stability.
Asset-Backed Assistance Scheme
Scheme for Asset-Backed Assistance to Service Sector Entities to meet the credit needs of entities/projects creating fixed assets or offering fixed assets as collateral.
Asset Light Scheme
Scheme for Service Sector Entities to meet the credit needs of the ‘asset-light type of businesses‘.
Secured Business Loan
Scheme of financial assistance for planned or unplanned business-related expenses, depending on the strength of the collateral security and the repayment capacity of the MSME, based on current operations.
