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Case Study – Wading through Financial Crisis

A distributor of FMCG product, based out of Hubli was experiencing a slack in business. The gross revenue has seen a fall of 33% over last two years. The existing Banker did not lend a supportive hand and the client has borrowed Unsecured Business Loans to take few more distributorships to boost the business. The new line of business of course put pressure on cash flow.

The assessment model analysed the recent business through GST returns, explored the free co-lateral through personal income statements and suggested Debt Consolidation through Mortgage Loan. The Projection is prepared based on the last 6 month grown business.

The experienced aagey’s Business Partner, dealt with Banks to get the best deal.

As a result, the high interest-bearing Unsecured Business Loans were replaced by low priced mortgage loan and additional fund of ₹ 55 Lakh made available for smooth operation. The process ensured the client saving 8% Rate of Interest.